Can budgeting apps replace banks?
What Nova can do that your bank still can’t
10 mins
May 8, 2024
Budgeting apps aren’t banks—but sometimes it feels like they’re better. Nova connects to your accounts, categorises everything, and even helps you forecast next month’s expenses. Compare that to logging into three different banking apps and manually adding numbers. It's clear which is easier.
Apps provide better insights
Nova doesn’t just show your balance—it tells you what your money is doing. That kind of proactive feedback is what banks rarely provide, especially to young adults with basic accounts.
Banks still have strengths
For services like loans, legal protection, and certain transactions, banks still matter. Apps like Nova are excellent for day-to-day money management, but they aren’t built to replace banks entirely—at least not yet.
The future might be hybrid
We’re likely heading into a world where banks provide the backend, while apps like Nova handle the front-end experience. Think of it as banking, rebranded.
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Opes Borsa and any provider of the data contained in this website or dashboard will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website. It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website or dashboard without the explicit prior written permission of Opes Borsa and/or the data provider.
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Download
Opes Borsa
to get started.
Get iOS app
“Ubi Ratio, Ibi Opes.”
© 2025 Opes Borsa Technologies. All Rights Reserved.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of financial instruments and/or cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Signals, any related analysis and insights pertaining to Opes Borsa are solely for informational purposes and are, under no conditions, to be regarded as financial advice, which can only be provided by registered professionals. Further, Opes Borsa does not provide access or enables its users to any form of trading or financial transaction within its platforms.
Opes Borsa would like to remind you that the data contained in this website or in the Opes Borsa dashboard is not necessarily real-time nor accurate. The data and prices on the website or the dashboard are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes.
Opes Borsa and any provider of the data contained in this website or dashboard will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website. It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website or dashboard without the explicit prior written permission of Opes Borsa and/or the data provider.
All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website or dashboard. Opes Borsa may be compensated by the advertisers that appear on this website, based on your interaction with the advertisements or advertisers.
Download
Opes Borsa
to get started.
Get iOS app
“Ubi Ratio, Ibi Opes.”
© 2025 Opes Borsa Technologies. All Rights Reserved.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of financial instruments and/or cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Signals, any related analysis and insights pertaining to Opes Borsa are solely for informational purposes and are, under no conditions, to be regarded as financial advice, which can only be provided by registered professionals. Further, Opes Borsa does not provide access or enables its users to any form of trading or financial transaction within its platforms.
Opes Borsa would like to remind you that the data contained in this website or in the Opes Borsa dashboard is not necessarily real-time nor accurate. The data and prices on the website or the dashboard are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes.
Opes Borsa and any provider of the data contained in this website or dashboard will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website. It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website or dashboard without the explicit prior written permission of Opes Borsa and/or the data provider.
All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website or dashboard. Opes Borsa may be compensated by the advertisers that appear on this website, based on your interaction with the advertisements or advertisers.