Opes Borsa User Agreement
End User License Agreement (EULA)
Effective Date: November 14, 2025
Last Updated: November 14, 2025
Version: 1.0
Important Notice
PLEASE READ THIS END USER LICENSE AGREEMENT CAREFULLY BEFORE USING THE OPES BORSA APPLICATION.
By downloading, installing, or using the Opes Borsa mobile application ("App"), you acknowledge that you have read, understood, and agree to be bound by this End User License Agreement ("EULA" or "Agreement") and our Privacy Policy. If you do not agree to these terms, do not download, install, or use the App.
1. Apple Standard EULA Terms
1.1 Acknowledgement
This EULA is between you and Opes Borsa Technologies Limited ("Opes Borsa," "we," "us," or "our") only, and not with Apple Inc. ("Apple"). Opes Borsa, not Apple, is solely responsible for the App and its content.
1.2 Scope of License
Licensed Application: This EULA governs your use of the Opes Borsa application (the "Licensed Application"), whether obtained through the Apple App Store or through other authorized distribution channels.
License Grant: Subject to the terms of this EULA, Opes Borsa grants you a limited, non-transferable, non-exclusive, revocable license to:
Install and use the Licensed Application on any Apple-branded device that you own or control
Use the Licensed Application strictly in accordance with this EULA and the Usage Rules established by Apple in the Apple Media Services Terms and Conditions
License Restrictions: You may not:
Copy the Licensed Application (except for backup purposes)
Modify, translate, reverse engineer, decompile, disassemble, or create derivative works based on the Licensed Application
Sublicense, rent, lease, loan, or distribute the Licensed Application
Remove, alter, or obscure any proprietary notices on the Licensed Application
Use the Licensed Application in violation of any applicable laws or regulations
1.3 Consent to Use of Data
You acknowledge and agree that Opes Borsa may collect, use, and disclose data as described in our Privacy Policy, including technical and related information about your device, system software, and peripherals, to facilitate software updates, product support, and other services related to the Licensed Application.
1.4 Termination
This EULA is effective until terminated by you or Opes Borsa. Your rights under this EULA will terminate automatically without notice if you fail to comply with any term(s) of this EULA. Upon termination:
You must cease all use of the Licensed Application
You must delete all copies of the Licensed Application from your devices
Sections that by their nature should survive termination will continue to apply
1.5 External Services and Materials
The Licensed Application may enable access to third-party services and websites ("External Services"). You acknowledge and agree that:
Opes Borsa is not responsible for examining or evaluating the content, accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality, or any other aspect of such External Services
Opes Borsa does not warrant or endorse and does not assume responsibility for any External Services
Use of External Services is at your sole risk and subject to the terms and conditions of such External Services
1.6 No Warranty
AS-IS BASIS: THE LICENSED APPLICATION IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND.
DISCLAIMER: TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OPES BORSA DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO:
Implied warranties of merchantability
Fitness for a particular purpose
Non-infringement
Accuracy, reliability, or availability of the Licensed Application
That the Licensed Application will meet your requirements
That the Licensed Application will be uninterrupted, timely, secure, or error-free
That defects will be corrected
That the Licensed Application is free of viruses or other harmful components
APPLE DISCLAIMER: APPLE, AND APPLE'S SUBSIDIARIES, ARE THIRD-PARTY BENEFICIARIES OF THIS EULA. UPON YOUR ACCEPTANCE OF THIS EULA, APPLE WILL HAVE THE RIGHT (AND WILL BE DEEMED TO HAVE ACCEPTED THE RIGHT) TO ENFORCE THIS EULA AGAINST YOU AS A THIRD-PARTY BENEFICIARY THEREOF.
1.7 Limitation of Liability
MAXIMUM LIABILITY: TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL OPES BORSA BE LIABLE FOR:
Personal injury
Incidental, special, indirect, or consequential damages
Loss of profits, revenue, data, or use
Cost of procurement of substitute goods or services
Any damages arising out of or in connection with the use or inability to use the Licensed Application
AGGREGATE LIABILITY CAP: OPES BORSA'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES SHALL NOT EXCEED THE GREATER OF:
£100 (One Hundred Pounds Sterling), or
The total amount you paid in subscription fees in the 12 months preceding the claim
APPLE LIMITATION: IN NO EVENT SHALL APPLE BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF OR RELATED TO YOUR USE OF THE LICENSED APPLICATION.
1.8 Maintenance and Support
Opes Borsa Responsibility: Opes Borsa is solely responsible for providing any maintenance and support services with respect to the Licensed Application as specified in this EULA, or as required under applicable law.
Apple Responsibility: Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the Licensed Application.
Contact for Support:
Email: info@opesborsa.com
In-App: Settings > Help > Support
Response Time: Within 48 hours (business days)
1.9 Product Claims
Opes Borsa Responsibility: Opes Borsa, not Apple, is responsible for addressing any claims relating to the Licensed Application or your possession and/or use of the Licensed Application, including but not limited to:
Product liability claims
Claims that the Licensed Application fails to conform to any applicable legal or regulatory requirement
Claims arising under consumer protection, privacy, or similar legislation
Apple Indemnification: You acknowledge that Apple has no obligation to address any such claims.
1.10 Intellectual Property Rights
Third-Party Claims: In the event of any third-party claim that the Licensed Application or your possession and use of the Licensed Application infringes that third party's intellectual property rights:
Opes Borsa, not Apple, will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim
Apple has no obligation to indemnify you with respect to such claims
1.11 Legal Compliance
You represent and warrant that:
You are not located in a country that is subject to a UK or EU Government embargo, or that has been designated by the UK or EU Government as a "terrorist supporting" country
You are not listed on any UK or EU Government list of prohibited or restricted parties
You will comply with all applicable third-party terms when using the Licensed Application (e.g., wireless data service agreement)
1.12 Developer Name and Address
Legal Entity:
Name: Opes Borsa Technologies Limited
Registered Address: 434-436 Essex Road, London, England, N1 3QP, United Kingdom
Registration: England and Wales
Contact Email: info@opesborsa.com
1.13 Third-Party Terms of Agreement
You must comply with all applicable third-party terms of agreement when using the Licensed Application, including but not limited to:
Your wireless data service agreement
Apple Media Services Terms and Conditions
Apple's Usage Rules
RevenueCat Terms of Service (for in-app purchases)
1.14 Intellectual Property Rights (Opes Borsa)
Ownership: The Licensed Application, including all intellectual property rights therein, is and will remain the exclusive property of Opes Borsa and its licensors. This EULA does not grant you any rights to:
Trademarks or service marks of Opes Borsa
Patents, copyrights, or trade secrets
Proprietary algorithms, methodologies, or trading signals
Database rights or compilation rights
Any intellectual property not expressly licensed to you
Restrictions: All rights not expressly granted to you under this EULA are reserved by Opes Borsa.
2. Account Registration and Eligibility
2.1 Age Requirements
To use the Opes Borsa App, you must:
Be at least 18 years old (or the age of majority in your jurisdiction, whichever is higher)
Have legal capacity to enter into binding agreements
Not be prohibited from using financial information services under applicable laws
Age Verification: By creating an account, you represent and warrant that:
You meet the minimum age requirements
All registration information you submit is accurate and truthful
You will maintain the accuracy of such information
Consequences of False Information:
Providing false age information may result in immediate account termination without refund
We reserve the right to verify your age through identity verification procedures
We may report fraudulent age declarations to relevant authorities
2.2 Account Creation and Security
Registration Requirements: You must provide:
A valid email address
A secure password meeting our security requirements
Accurate and complete information as prompted
Account Security Responsibilities: You are solely responsible for:
Maintaining the confidentiality of your account credentials (username and password)
All activities that occur under your account, whether authorized or unauthorized
Implementing strong, unique passwords (minimum 8 characters with mixed case, numbers, and symbols recommended)
Enabling two-factor authentication (strongly recommended for Premium users)
Logging out when using shared or public devices
Immediately notifying us of any unauthorized use of your account at info@opesborsa.com
Account Sharing Prohibition: You may not share your account credentials with anyone else. Each user must maintain their own separate account.
2.3 Account Information Accuracy
You agree to:
Provide accurate, current, and complete information during registration
Maintain and promptly update your account information to keep it accurate, current, and complete
Notify us immediately of any changes to your information
Accept that we may suspend or terminate accounts with inaccurate, fraudulent, or incomplete information
3. Subscription Plans and Payments
3.1 Available Subscription Tiers
Opes Borsa offers the following subscription plans:
Free Tier:
Limited market data access
Basic watchlist functionality
Standard support
Premium Tier (Paid Subscription):
Full access to real-time market data
Advanced trading signals and analytics
Priority customer support
Unlimited watchlist items
Premium features as described in-app
Pricing: All subscription pricing is displayed in the App and managed through Apple's App Store (for iOS users). Prices may vary by region and are subject to applicable taxes.
3.2 Payment Processing (Apple In-App Purchase)
Payment Method: All iOS subscriptions are processed through Apple's In-App Purchase system. By subscribing, you agree to Apple's payment terms and conditions in addition to this EULA.
Payment Authorization: By providing payment information and confirming a purchase, you authorize:
Apple to charge the payment method for the subscription fee
Automatic renewal charges unless you cancel before the renewal date
RevenueCat Integration: We use RevenueCat as our subscription management platform. By subscribing, you acknowledge that your subscription data may be processed by RevenueCat in accordance with their Privacy Policy.
3.3 Subscription Renewal and Cancellation
Automatic Renewal: Subscriptions automatically renew at the end of each billing period (monthly or annually) unless you cancel before the renewal date.
Cancellation Process:
iOS Users: Manage subscriptions through iOS Settings > [Your Name] > Subscriptions
Cancellation must occur at least 24 hours before the renewal date to avoid charges
Cancellation takes effect at the end of the current billing period
No Refunds: Subscription fees are non-refundable except as required by law or as expressly stated in this EULA. We do not provide refunds or credits for:
Partial subscription periods
Unused subscription time when you cancel
Subscriptions purchased by mistake (please verify before purchasing)
Exceptions: Refunds may be granted at our sole discretion for:
Technical issues preventing app functionality for extended periods (7+ days)
Unauthorized charges (subject to verification)
As required by applicable consumer protection laws
3.4 Price Changes
We reserve the right to modify subscription pricing at any time. Price changes will:
Not affect your current billing period
Apply to subsequent renewal periods
Be communicated to you at least 30 days in advance (where required by law)
Give you the opportunity to cancel before the new price takes effect
3.5 Free Trials
We may offer free trial periods for Premium subscriptions. By starting a free trial:
You authorize automatic conversion to a paid subscription at the end of the trial unless you cancel
You must cancel at least 24 hours before the trial ends to avoid charges
Free trials are limited to one per user/device
We reserve the right to verify eligibility and prevent abuse of free trials
4. Service Usage and Permitted Uses
4.1 Permitted Uses
You may use the Opes Borsa App for the following lawful purposes:
Personal Investment Research:
Researching financial instruments, market trends, and investment opportunities
Tracking personal portfolios and watchlists
Accessing market data, news, and analytical content
Educational purposes related to financial markets
Portfolio Management:
Creating and managing virtual portfolios
Tracking asset performance and allocation
Analyzing investment strategies
Market Data Access:
Viewing real-time and historical market data (subject to subscription tier)
Accessing charts, technical indicators, and market analytics
Receiving trading signals and market insights (Premium tier)
4.2 Prohibited Uses
You may NOT use the Opes Borsa App for any of the following purposes:
Commercial Redistribution:
Selling, licensing, or sublicensing access to the App or its data
Redistributing market data or trading signals to third parties
Using the App to provide competing financial information services
Scraping, harvesting, or extracting data for commercial purposes
Technical Abuse:
Reverse engineering, decompiling, or disassembling the App
Attempting to derive the source code, algorithms, or methodologies
Bypassing security measures or access controls
Introducing viruses, malware, or harmful code
Overloading or interfering with servers or networks
Account Abuse:
Creating multiple accounts to circumvent restrictions or obtain multiple free trials
Sharing accounts or credentials with others
Impersonating another person or entity
Providing false or misleading information during registration
Illegal Activities:
Money laundering or terrorist financing
Market manipulation or insider trading
Violating sanctions, embargoes, or export controls
Any activity that violates UK, EU, or applicable local laws
Automated Access:
Using bots, scrapers, or automated systems to access the App without our prior written consent
Creating automated trading systems based on our signals without authorization
High-frequency requests that burden our infrastructure
Prohibited Financial Activities:
Using the App to execute actual trades (we provide information only, not brokerage services)
Treating our content as personalized investment advice
Relying solely on our data for trading decisions without independent verification
5. Intellectual Property Rights
5.1 Opes Borsa Proprietary Rights
Ownership: The Licensed Application and all components thereof, including but not limited to:
Software code, architecture, and algorithms
Trading signals, methodologies, and analytical models
User interface, design elements, and graphics
Database structure, compilations, and data aggregations
Trademarks, logos, service marks, and trade names ("Opes Borsa," "Luna," and associated branding)
Documentation, help files, and user guides
All intellectual property rights therein
...are owned exclusively by Opes Borsa Technologies Limited or our licensors and are protected by:
UK and international copyright laws
Database rights under UK and EU law
Trade secret laws
Trademark laws
Patent laws (where applicable)
License, Not Sale: This EULA grants you a limited license to use the App; it does not constitute a sale of the App or any rights therein.
5.2 User Rights and Restrictions
What You CAN Do:
Use the App for personal, non-commercial purposes as permitted by this EULA
Download and store market data for personal reference (subject to fair use)
Create screenshots for personal educational purposes
Share general impressions or reviews of the App
What You CANNOT Do:
Copy, reproduce, or redistribute any portion of the App or its content
Create derivative works based on our algorithms, signals, or methodologies
Use our trademarks, logos, or branding without prior written permission
Frame, mirror, or replicate any part of the App on another website or application
Remove, alter, or obscure any copyright, trademark, or proprietary notices
Reverse engineer our trading signals, analytics, or data processing methods
Use our intellectual property to create competing products or services
5.3 Third-Party Content and Data Providers
Third-Party Data: The App may include market data, news, or content provided by third-party data providers. Such content is:
Owned by the respective third-party providers
Licensed to Opes Borsa for redistribution to App users
Subject to additional restrictions imposed by data providers
Protected by intellectual property rights of the providers
Third-Party Restrictions: You acknowledge that:
You may not redistribute third-party data outside the App
Third-party data providers are third-party beneficiaries of this EULA with respect to their content
Data providers may enforce their rights directly against you
Unauthorized use may result in termination of data access
5.4 User-Generated Content
Feedback and Suggestions: If you provide feedback, suggestions, ideas, or recommendations to Opes Borsa ("Feedback"), you agree that:
Opes Borsa may use, modify, and incorporate your Feedback without restriction
You grant Opes Borsa a worldwide, perpetual, irrevocable, royalty-free, transferable license to use your Feedback
Opes Borsa has no obligation to compensate you for Feedback
Opes Borsa has no obligation to implement or acknowledge Feedback
User Data Ownership: You retain ownership of your personal data (email, preferences, watchlists). However, by using the App, you grant Opes Borsa a license to:
Store and process your data to provide services
Create anonymized, aggregated analytics for service improvement
Use anonymized data for research and product development
6. Financial Risk Disclosure
6.1 Comprehensive Risk Warning
IMPORTANT NOTICE: PLEASE READ THIS RISK DISCLOSURE CAREFULLY BEFORE USING THE OPES BORSA APP.
Nature of Financial Risks: Trading in financial instruments and/or cryptocurrencies involves high risks, including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. You acknowledge and agree that:
Extreme Volatility: Prices of financial instruments and/or cryptocurrencies are extremely volatile and may be affected by external factors such as:
Financial Events: Economic data releases, earnings reports, corporate actions, interest rate decisions, quantitative easing programs, and macroeconomic trends
Regulatory Events: Changes in financial regulation, securities laws, tax policies, cryptocurrency regulations, and compliance requirements imposed by governmental and regulatory authorities
Political Events: Elections, geopolitical tensions, trade wars, sanctions, military conflicts, and changes in government policy
Market Sentiment: Investor psychology, fear and greed cycles, market manipulation, and herd behavior
Technological Disruptions: Cybersecurity breaches, exchange outages, blockchain forks, and technological obsolescence
Liquidity Events: Flash crashes, circuit breakers, trading halts, and extreme bid-ask spreads
Margin Trading Risks: Trading on margin increases financial risks substantially. Margin trading:
Amplifies both gains and losses through leverage
Can result in losses exceeding your initial investment
Subjects you to margin calls requiring immediate additional capital
May result in forced liquidation of positions at unfavorable prices
Incurs interest charges and financing costs
Is not suitable for inexperienced or risk-averse investors
6.2 Investment Suitability and Due Diligence
Self-Assessment Required: Before deciding to trade in financial instruments or cryptocurrencies, you should:
Understand the Risks: Be fully informed of the risks and costs associated with trading the financial markets, including but not limited to:
Market risk (price fluctuations)
Liquidity risk (inability to exit positions)
Counterparty risk (broker or exchange default)
Operational risk (technical failures, errors)
Currency risk (foreign exchange fluctuations)
Regulatory risk (changes in laws affecting investments)
Systemic risk (broader market or economic collapse)
Evaluate Your Circumstances: Carefully consider your:
Investment Objectives: Are you seeking income, growth, capital preservation, or speculation?
Level of Experience: Do you have sufficient knowledge of financial markets, instruments, and trading strategies?
Risk Appetite: Can you afford to lose your invested capital without affecting your financial well-being?
Time Horizon: Do you have a short-term or long-term investment timeframe?
Diversification: Is this investment part of a diversified portfolio, or are you overly concentrated?
Liquidity Needs: Do you require access to your capital on short notice?
Seek Professional Advice: Seek professional financial, tax, and legal advice where needed. Consider consulting:
A Financial Conduct Authority (FCA) authorized financial adviser
A qualified accountant regarding tax implications
A solicitor regarding legal and regulatory obligations
An independent investment professional for personalized recommendations
Opes Borsa Does Not Provide Advice: Opes Borsa is an information service provider only. We do not provide personalized investment advice, financial planning, or recommendations tailored to your individual circumstances. All content is generic and educational in nature.
6.3 Data Accuracy and Reliability Disclaimer
Not Real-Time or Guaranteed Accurate: Opes Borsa would like to remind you that the data contained in the Opes Borsa mobile application (the "App" or "Dashboard") is not necessarily real-time nor accurate. Specifically:
Data Sources and Delays:
Market data and prices displayed in the App are sourced from third-party data providers and public data sources
Data may be delayed by 15-20 minutes or more, depending on the market and data provider
Real-time data availability is subject to subscription tier and data provider agreements
Free-tier users receive delayed data; Premium subscribers may receive real-time or near-real-time data (subject to data provider limitations)
Indicative Pricing: The data and prices displayed in the App are not necessarily provided by any market or exchange, but may be provided by market makers, over-the-counter (OTC) sources, or aggregated from multiple sources. Consequently:
Prices displayed are indicative only and not appropriate for trading purposes
Actual execution prices at exchanges or brokers may differ materially from prices shown
Bid-ask spreads, slippage, and trading costs are not reflected in displayed prices
You should always verify prices with your broker or exchange before executing trades
No Guarantee of Accuracy: While we strive to provide accurate and reliable information, Opes Borsa does not warrant or guarantee:
The accuracy, completeness, timeliness, or reliability of any data
That data is free from errors, omissions, or interruptions
That historical data accurately reflects actual market conditions
That third-party data providers will continue to supply data
Independent Verification Required: You are solely responsible for:
Verifying all data independently before making trading decisions
Confirming prices, volumes, and other information with official sources
Checking exchange websites, broker platforms, or official market data terminals
Not relying solely on Opes Borsa data for time-sensitive trading decisions
6.4 Limitation of Liability for Trading Losses
No Liability for Trading Decisions: Opes Borsa and any provider of the data contained in the App or Dashboard (including third-party data providers, exchanges, and content licensors) will not accept liability for:
Financial Losses: Any loss or damage, whether direct, indirect, incidental, special, consequential, or punitive, as a result of:
Your trading or investment decisions based on information in the App
Your reliance on data, signals, analytics, or content provided by Opes Borsa
Errors, inaccuracies, delays, or omissions in market data or information
Service interruptions, outages, or technical failures affecting data availability
Unauthorized access to your account or data breaches (subject to applicable data protection laws)
Third-party actions, including broker errors, exchange outages, or market manipulation
Examples of Non-Liability:
Losses incurred from trades executed based on delayed or inaccurate data
Missed trading opportunities due to service interruptions
Poor investment performance resulting from reliance on trading signals
Tax liabilities arising from trading activities
Margin calls, forced liquidations, or account closures by your broker
Your Sole Responsibility: You acknowledge and agree that:
All trading and investment decisions are made at your sole discretion and risk
You are solely responsible for evaluating the merits and risks of any investment
Opes Borsa does not guarantee profits or prevent losses
Past performance of signals or strategies is not indicative of future results
6.5 Intellectual Property and Data Usage Restrictions
Prohibition on Unauthorized Use: It is strictly prohibited to:
Use, Store, or Reproduce Data: You may not:
Store market data or content from the App in databases or data warehouses for commercial purposes
Reproduce, copy, or duplicate data beyond personal, non-commercial use
Use data to create derivative databases, analytics products, or competing services
Extract data through scraping, APIs, or automated means without authorization
Display, Modify, or Transmit Data: You may not:
Display Opes Borsa data on websites, applications, or public platforms without permission
Modify, reformat, or alter data in any way for redistribution
Transmit data to third parties, whether for compensation or otherwise
Redistribute trading signals, analytics, or proprietary content
Commercial Redistribution: You may not:
Sell, license, or sublicense access to Opes Borsa data or services
Use data to provide financial information services to clients or customers
Incorporate data into commercial products, reports, or research publications
Explicit Prior Written Permission Required: Any use beyond personal, non-commercial purposes requires the explicit prior written permission of:
Opes Borsa Technologies Limited (contact: info@opesborsa.com)
The applicable third-party data provider (where their content is involved)
Consequences of Unauthorized Use:
Immediate termination of your account and license
Legal action to enforce intellectual property rights
Claims for damages, including lost profits and legal fees
Reporting to relevant regulatory authorities
6.6 Intellectual Property Rights Reserved
All Rights Reserved: All intellectual property rights in and to the data, content, and information contained in the Opes Borsa App or Dashboard are reserved by:
Opes Borsa Technologies Limited (proprietary analytics, signals, algorithms, UI/UX, branding)
Third-party data providers and exchanges (market data, news, research)
Content licensors (charts, graphics, educational materials)
No Transfer of Rights: This EULA does not transfer any ownership rights in intellectual property to you. You receive only a limited license to access and use the App for personal purposes.
Third-Party Beneficiaries: Third-party data providers and exchanges are third-party beneficiaries of this Section 6 and may enforce their intellectual property rights directly against you.
6.7 Advertising and Compensation Disclosure
Advertising Compensation: Opes Borsa may be compensated by advertisers, brokers, financial institutions, or other third parties that appear on the App or Dashboard, based on:
Your interaction with advertisements (clicks, views, impressions)
Referrals or account openings with advertised brokers or services
Revenue-sharing arrangements or affiliate commissions
Sponsored content or promoted listings
No Endorsement: The presence of advertising or sponsored content does not constitute:
An endorsement or recommendation by Opes Borsa
A guarantee of quality, reliability, or suitability
Investment advice or a solicitation to use advertised services
Your Responsibility: You are solely responsible for:
Evaluating the merits of any advertised products or services
Conducting due diligence on brokers, exchanges, or financial service providers
Reading and understanding the terms and conditions of third-party services
Ensuring advertised services are suitable for your needs and compliant with applicable laws
Disclosure of Conflicts: Opes Borsa may have financial relationships with advertisers. We strive to maintain editorial independence and provide unbiased information, but you should be aware of potential conflicts of interest.
7. Service Availability and Performance
7.1 Uptime and Maintenance
Best Efforts, No Guarantee: Opes Borsa will use commercially reasonable efforts to maintain high availability of the App, but we do not guarantee 100% uptime or uninterrupted service.
Scheduled Maintenance: We may perform scheduled maintenance, updates, or upgrades that temporarily affect service availability. We will:
Provide advance notice of planned maintenance when possible (via email or in-app notification)
Schedule maintenance during off-peak hours where feasible
Minimize disruption to your use of the App
Unscheduled Downtime: The App may be unavailable due to:
Emergency maintenance or security patches
Technical failures, server outages, or network issues
Third-party service disruptions (data providers, cloud infrastructure, APIs)
Cybersecurity incidents or denial-of-service attacks
Force majeure events (see Section 14)
No Liability for Downtime: Opes Borsa is not liable for:
Service interruptions, delays, or outages beyond our reasonable control
Trading losses resulting from inability to access the App
Missed opportunities due to service unavailability
Data loss or corruption during maintenance or outages (we maintain backups, but cannot guarantee zero data loss)
7.2 Data Accuracy and Verification
Best Efforts Data Provision: We provide market data, analytics, and content from sources we believe to be reliable, but we cannot guarantee the accuracy, completeness, or timeliness of all information.
Third-Party Data Dependencies: Much of the data in the App is sourced from third-party providers, exchanges, and public sources. We are dependent on:
Data providers maintaining accurate and timely data feeds
Exchanges and market operators providing reliable information
APIs and data connections functioning properly
No Warranty of Accuracy: Opes Borsa does not warrant that:
Data is error-free or complete
Historical data accurately reflects actual market conditions
Real-time data is delivered without delay
Third-party content (news, research) is unbiased or accurate
Your Responsibility to Verify: You should:
Independently verify all important information before making trading decisions
Cross-reference data with official exchange websites or broker platforms
Not rely solely on Opes Borsa data for time-critical or high-stakes decisions
Report any data errors or discrepancies to info@opesborsa.com so we can investigate
Correction of Errors: If we become aware of material data errors, we will use reasonable efforts to correct them promptly. However, we are not liable for decisions made based on erroneous data before correction.
7.3 Third-Party Dependencies
External Services: The App relies on third-party services, including but not limited to:
Cloud infrastructure providers (hosting, computing, storage)
Data providers (market data, news, research)
Payment processors (Apple In-App Purchase, RevenueCat)
Analytics and monitoring services
Authentication and security services
No Control Over Third Parties: Opes Borsa does not control these third-party services and is not responsible for:
Third-party service outages, delays, or performance issues
Changes to third-party terms, pricing, or data availability
Discontinuation of third-party services
Third-party data breaches or security incidents (subject to our obligations under data protection laws)
Mitigation Efforts: We will use reasonable efforts to:
Select reputable, reliable third-party providers
Monitor third-party service performance
Implement redundancy and failover mechanisms where feasible
Notify you of significant third-party service disruptions
8. Privacy and Data Protection
8.1 Privacy Policy Incorporation
Privacy Policy: Your use of the App is also governed by our Privacy Policy, which is incorporated into this EULA by reference. The Privacy Policy describes:
What personal data we collect
How we use, process, and share your data
Your rights under UK GDPR, EU GDPR, and applicable data protection laws
How to exercise your data protection rights
Our security measures and data retention policies
Review Privacy Policy: Please read our Privacy Policy carefully at:
In-App: Settings > Privacy > Privacy Policy
Online: [Available at src/legal/privacy-policy-ios.md]
8.2 Data Collection and Usage
Data We Collect: By using the App, you acknowledge and consent to the collection of:
Account Data: Email address, name (derived from email), password (encrypted)
Usage Data: App interactions, features used, session duration, click patterns
Device Data: Device type, operating system, IP address, device identifiers (IDFA with your consent)
Watchlist and Portfolio Data: Symbols, preferences, notes, custom lists
Analytics Data: Performance metrics, crash reports, error logs
Communication Data: Support inquiries, feedback, correspondence
How We Use Data: We use your data to:
Provide and operate the App and its features
Personalize your experience (watchlists, preferences, content recommendations)
Improve the App through analytics and user research
Communicate with you (support, updates, marketing with your consent)
Comply with legal obligations and enforce this EULA
Detect and prevent fraud, abuse, and security threats
Data Sharing: We may share your data with:
Service Providers: Cloud hosting, analytics, email, customer support (under data processing agreements)
Payment Processors: Apple, RevenueCat (for subscription management)
Legal Authorities: When required by law or to protect our rights
Third Parties with Consent: Only where you have provided explicit consent (e.g., App Tracking Transparency)
No Sale of Personal Data: We do not sell your personal information to third parties.
8.3 Your Data Protection Rights
You have the following rights under UK GDPR and EU GDPR:
Access: Request a copy of your personal data
Rectification: Correct inaccurate or incomplete data
Erasure: Request deletion of your data ("right to be forgotten")
Restriction: Limit how we process your data
Portability: Receive your data in a machine-readable format (JSON, CSV)
Objection: Object to processing based on legitimate interests or for marketing
Withdraw Consent: Withdraw consent for App Tracking Transparency or marketing
How to Exercise Rights:
In-App: Settings > Privacy > Data Requests
Email: info@opesborsa.com with subject "Data Rights Request"
Response Time: Within 30 days (may extend to 60 days for complex requests)
8.4 Data Security
Security Measures: We implement industry-standard security measures, including:
Encryption: AES-256 encryption at rest, TLS 1.3 encryption in transit
Secure Storage: iOS Keychain for credentials, encrypted Redux Persist for app state
Access Controls: Role-based access, least privilege principle
Monitoring: Intrusion detection, security logging, vulnerability scanning
Incident Response: Data breach notification procedures (within 72 hours to authorities, without undue delay to you)
Your Responsibilities: You must:
Keep your password secure and confidential
Enable device security (passcode, biometric lock)
Log out on shared devices
Report suspected security incidents to info@opesborsa.com immediately
No Absolute Security: While we take security seriously, no system is 100% secure. You acknowledge that:
Data transmission over the internet carries inherent risks
Unauthorized access, data breaches, or security incidents may occur despite our safeguards
You use the App at your own risk regarding data security
9. Termination and Account Closure
9.1 Termination by You
Voluntary Termination: You may terminate this EULA and close your account at any time by:
In-App: Settings > Account > Delete Account
Email: info@opesborsa.com with subject "Account Closure Request"
Effects of Termination:
Your access to the App and services will be terminated immediately
You must cease all use of the App and delete it from your devices
Your subscription (if any) will remain active until the end of the current billing period (no refunds for partial periods)
Your personal data will be deleted within 90 days, subject to legal retention requirements
Data Retention: Some data may be retained as required by law, including:
Financial records (7 years under UK Companies Act 2006)
Data necessary for legal claims, regulatory investigations, or fraud prevention
Anonymized, aggregated analytics data (not personally identifiable)
9.2 Termination by Opes Borsa
Grounds for Termination: We may suspend or terminate your account immediately, without notice or refund, if:
You breach any term of this EULA, our Privacy Policy, or Terms & Conditions
You engage in prohibited uses (Section 4.2)
You provide false, inaccurate, or fraudulent information
You violate applicable laws or regulations
We are required to terminate by legal or regulatory authorities
We suspect fraudulent, abusive, or harmful activity
Your account has been inactive for 24 months or more (with 30 days' notice)
Suspension vs. Termination:
Suspension: Temporary restriction of access while we investigate potential violations
Termination: Permanent closure of your account and revocation of all licenses
Notice: We will provide reasonable notice of termination when possible, except:
In cases of serious violations requiring immediate action
Where notice would undermine security or legal investigations
As prohibited by law or court order
Appeals: If you believe your account was terminated in error, you may contact info@opesborsa.com within 30 days to appeal. We will review your case and respond within 10 business days.
9.3 Effects of Termination
Upon termination of this EULA (by either party):
License Revocation: Your license to use the App is immediately revoked.
Obligations to Cease Use:
You must immediately cease all use of the App
You must delete all copies of the App from your devices
You must not access the App through other accounts or devices
Data Deletion: Your account data will be deleted in accordance with our Privacy Policy, subject to legal retention requirements.
Survival of Terms: The following sections survive termination:
Section 5 (Intellectual Property Rights)
Section 6 (Financial Risk Disclosure)
Section 8 (Privacy and Data Protection – data retention obligations)
Section 10 (Disclaimers and Warranties)
Section 11 (Limitation of Liability)
Section 12 (Indemnification)
Section 13 (Dispute Resolution and Governing Law)
Any other provisions that by their nature should survive
No Refunds on Termination: If we terminate your account for cause (your breach), you are not entitled to any refund of subscription fees.
10. Disclaimers and Warranties
10.1 "AS IS" and "AS AVAILABLE" Basis
No Warranties: THE APP AND ALL CONTENT, DATA, AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OPES BORSA EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO:
Implied Warranties:
Merchantability: No warranty that the App is suitable for commercial use
Fitness for a Particular Purpose: No warranty that the App will meet your specific needs or objectives
Non-Infringement: No warranty that use of the App will not infringe third-party rights
Quality: No warranty regarding the quality, accuracy, or reliability of the App
Performance Warranties:
No warranty that the App will be uninterrupted, timely, secure, or error-free
No warranty that defects or errors will be corrected
No warranty that the App or servers are free of viruses, malware, or harmful components
No warranty regarding the accuracy, reliability, or completeness of data or content
10.2 Financial Disclaimers
Not Investment Advice: Opes Borsa provides an information service only. We do not provide:
Personalized investment advice or recommendations
Financial planning or portfolio management services
Brokerage, custody, or execution services
Regulated financial services under the Financial Services and Markets Act 2000
Not FCA Authorized: Opes Borsa Technologies Limited is NOT authorized or regulated by the UK Financial Conduct Authority (FCA). We do not require FCA authorization because we provide generic market information, not personalized advice.
No Guarantee of Profitability:
Trading signals, analytics, and strategies are for informational purposes only
We do not guarantee that any signal, strategy, or recommendation will be profitable
Past performance of signals or strategies is not indicative of future results
You may lose some or all of your invested capital
Independent Decision-Making: All trading and investment decisions are your sole responsibility. You should:
Conduct your own research and due diligence
Consult with FCA-authorized financial advisers for personalized advice
Not rely solely on Opes Borsa content for trading decisions
10.3 Third-Party Disclaimers
Third-Party Content: The App may include content, data, or links from third parties (news providers, data vendors, advertisers). Opes Borsa:
Does not endorse or warrant third-party content
Is not responsible for the accuracy, legality, or quality of third-party content
Has no control over third-party websites or services
Is not liable for losses arising from third-party content or services
External Links: Links to external websites are provided for convenience only. Clicking external links is at your own risk. We recommend reviewing the terms and privacy policies of external sites.
10.4 Apple Disclaimer (Third-Party Beneficiary)
Apple's Limited Role: Apple Inc. is a third-party beneficiary of this EULA with respect to your use of the App, but:
Apple is not responsible for the App or its content
Apple has no obligation to provide maintenance, support, or warranty services
Apple is not liable for any claims relating to the App or your use thereof
All claims, disputes, and support inquiries should be directed to Opes Borsa, not Apple
11. Limitation of Liability
11.1 Exclusion of Consequential Damages
MAXIMUM EXTENT PERMITTED BY LAW: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL OPES BORSA, ITS DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, LICENSORS, OR DATA PROVIDERS BE LIABLE FOR:
Indirect, Incidental, Special, or Consequential Damages:
Loss of profits, revenue, income, or anticipated savings
Loss of business, contracts, or commercial opportunities
Loss of data or information (beyond our data restoration obligations)
Loss of goodwill or reputation
Wasted management or staff time
Costs of procurement of substitute goods or services
Examples of Non-Liability:
Trading losses or missed opportunities due to service outages
Losses from reliance on inaccurate or delayed data
Opportunity costs from failed trades or investment strategies
Consequential losses from data breaches (subject to data protection laws)
11.2 Aggregate Liability Cap
MAXIMUM LIABILITY: OPES BORSA'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THIS EULA OR YOUR USE OF THE APP SHALL NOT EXCEED THE GREATER OF:
£100 (One Hundred Pounds Sterling), or
The total amount you paid in subscription fees in the 12 months preceding the claim
Examples:
Free User: Maximum liability = £100
Premium User (£10/month for 6 months): Maximum liability = £60 (fees paid) → Applied maximum = £100
Premium User (£100/year for 2 years): Maximum liability = £100 (last 12 months)
Apportionment: This cap applies in the aggregate to all claims, regardless of the number of incidents or causes of action.
11.3 Basis of the Bargain
You acknowledge and agree that:
This limitation of liability is a fundamental basis of the bargain between you and Opes Borsa
The App would not be provided at its current pricing (including free tier) without these limitations
You have been given the opportunity to review this EULA and consult legal counsel
These limitations apply even if Opes Borsa has been advised of the possibility of such damages
11.4 Exceptions to Limitations
Statutory Rights: Nothing in this EULA limits or excludes liability for:
Death or personal injury caused by negligence
Fraud or fraudulent misrepresentation
Gross negligence or willful misconduct
Any liability that cannot be excluded or limited under UK law (including Consumer Rights Act 2015)
Data breaches resulting from our failure to implement appropriate security measures (under UK GDPR/EU GDPR)
Consumer Rights: If you are a consumer in the UK or EU, you have certain statutory rights that cannot be excluded or limited, including:
Rights under the Consumer Rights Act 2015 (UK)
Rights under EU Directive 2011/83/EU on consumer rights
Rights to minimum levels of service quality and fitness for purpose
These statutory rights remain unaffected by this EULA.
11.5 Apple Limitation of Liability
Apple's Exclusion: IN NO EVENT SHALL APPLE INC. OR ITS SUBSIDIARIES BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES) ARISING OUT OF OR RELATED TO YOUR USE OF THE APP, EVEN IF APPLE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
12. Indemnification
12.1 Your Indemnification Obligations
Indemnification by You: You agree to indemnify, defend (at our option), and hold harmless Opes Borsa Technologies Limited, its directors, officers, employees, affiliates, agents, licensors, data providers, and third-party beneficiaries (collectively, "Indemnified Parties") from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees and court costs) arising out of or relating to:
Your Use of the App:
Any trading or investment decisions you make based on App content
Losses incurred from reliance on data, signals, or analytics
Your misuse or unauthorized use of the App
Your Breach:
Breach of any term, representation, or warranty in this EULA
Violation of our Privacy Policy or Terms & Conditions
Infringement of intellectual property rights (ours or third parties')
Your Violations:
Violation of any applicable law, regulation, or third-party rights
Unauthorized redistribution of data or content
Use of the App for illegal purposes (market manipulation, money laundering, etc.)
Third-Party Claims:
Claims by brokers, exchanges, or data providers arising from your actions
Claims that your use of the App infringes third-party rights
Claims arising from your account activity or content
12.2 Indemnification Process
Notice: We will provide you with prompt written notice of any claim subject to indemnification.
Cooperation: You will cooperate with us in the defense of any claim, including providing information and documentation reasonably requested.
Control of Defense: Opes Borsa reserves the right, at our expense, to assume exclusive defense and control of any claim subject to indemnification. In such case:
You will cooperate fully in the defense as reasonably requested
You may not settle any claim without our prior written consent
We may settle claims on terms we deem appropriate
Your Defense: If we do not assume defense, you may defend the claim at your expense, but you may not settle without our prior written consent.
12.3 Limitations on Indemnification
This indemnification obligation does not apply to claims arising solely from:
Our gross negligence, willful misconduct, or fraud
Our breach of data protection obligations under UK GDPR/EU GDPR
Defects in the App caused solely by our actions (not your misuse)
13. Dispute Resolution and Governing Law
13.1 Governing Law
UK Law Applies: This EULA and any disputes arising out of or relating to this EULA or your use of the App shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles.
Statutory Consumer Rights: If you are a consumer resident in the European Union, you also benefit from any mandatory provisions of the law of the country in which you reside. Nothing in this EULA affects your statutory rights as a consumer.
13.2 Binding Arbitration Agreement (Users Outside EU/UK)
Arbitration for Non-EU/UK Users: If you are located outside the European Union or United Kingdom, you and Opes Borsa mutually agree that any dispute, claim, or controversy arising out of or relating to this EULA or your use of the App shall be resolved by binding individual arbitration rather than in court, except as provided in Section 13.6 (Opt-Out Right).
What This Means:
You are waiving your right to trial by jury
You are waiving your right to participate in class action lawsuits or class-wide arbitration
Arbitration procedures are simpler and faster than court procedures
The arbitrator's decision is final and binding, with limited grounds for appeal
Arbitration Rules: Arbitration shall be conducted under the rules of:
JAMS (Judicial Arbitration and Mediation Services) for disputes arising in the United States
LCIA (London Court of International Arbitration) for disputes arising outside the United States
Arbitration Location:
For users in the United States: Arbitration shall take place in the federal judicial district where you reside
For users outside the United States: Arbitration shall take place in London, England, or remotely via video conference (at your option)
Arbitration Costs:
Opes Borsa will pay all arbitration filing fees and administrative costs for claims under £10,000
For claims over £10,000, costs will be allocated according to arbitration rules
Each party bears its own attorneys' fees unless the arbitrator awards fees to the prevailing party
13.3 Class Action Waiver
NO CLASS ACTIONS: You and Opes Borsa agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, representative, or private attorney general proceeding.
No Class-Wide Arbitration: The arbitrator may not consolidate more than one person's claims or preside over any form of class-wide, collective, or representative proceeding.
Severability of Class Action Waiver: If this class action waiver is found unenforceable for any reason, then the entire arbitration agreement (Section 13.2) shall be null and void, and disputes will be resolved in court under Section 13.4. However, all other provisions of this EULA remain enforceable.
13.4 Jurisdiction and Venue (EU/UK Users and Opt-Out Users)
For EU/UK Consumers: If you are a consumer located in the European Union or United Kingdom, disputes will be resolved in the courts of:
England and Wales (if you choose to bring proceedings in the UK)
Your country of residence (if you choose to bring proceedings locally under EU consumer protection regulations)
For Opt-Out Users: If you opt out of arbitration under Section 13.6, disputes will be resolved exclusively in the courts of England and Wales, and you consent to the personal jurisdiction of such courts.
For Business Users: If you are using the App for business purposes (not as a consumer), you agree to submit to the exclusive jurisdiction of the courts of England and Wales.
13.5 Informal Dispute Resolution (Pre-Arbitration/Litigation Requirement)
Good Faith Negotiations: Before initiating arbitration or litigation, you and Opes Borsa agree to attempt to resolve any dispute informally by contacting each other and negotiating in good faith for at least 30 days.
Notice of Dispute: To initiate informal dispute resolution, send a written Notice of Dispute to:
Email: info@opesborsa.com (subject: "Dispute Resolution Notice")
Mail: Opes Borsa Technologies Limited, Legal Department, 434-436 Essex Road, London, England, N1 3QP, United Kingdom
Notice Must Include:
Your full name, email address, and phone number
Description of the dispute or claim
Relief or remedy sought
Copies of relevant documents or evidence
Our Response: We will respond to your Notice of Dispute within 10 business days and work with you in good faith to resolve the matter.
Requirement to Attempt Resolution: You may not commence arbitration or litigation until the 30-day informal resolution period has expired. This requirement is a condition precedent to arbitration or litigation.
13.6 Opt-Out Right (Arbitration Agreement)
30-Day Opt-Out Period: You have the right to opt out of the arbitration agreement (Section 13.2) within 30 days of first agreeing to this EULA.
How to Opt-Out: Send an email to info@opesborsa.com with:
Subject: "Arbitration Opt-Out"
Body: Your full name, email address associated with your account, and the statement: "I opt out of the arbitration agreement in the End User License Agreement"
Effect of Opt-Out:
You and Opes Borsa will not be bound by the arbitration agreement (Section 13.2)
All other terms of this EULA continue to apply
Disputes will be resolved in court under Section 13.4 (Jurisdiction and Venue)
No Opt-Out After 30 Days: If you do not opt out within 30 days, you are bound by the arbitration agreement and class action waiver.
13.7 Exceptions to Arbitration
Small Claims Court: Either party may bring an individual action in small claims court (or equivalent) instead of arbitration, provided the claim is within the court's jurisdiction and proceeds on an individual (non-class) basis.
Injunctive Relief: Either party may seek injunctive or equitable relief in court to:
Prevent actual or threatened infringement of intellectual property rights
Prevent unauthorized access, use, or disclosure of confidential information
Enforce Section 4.2 (Prohibited Uses) or Section 5 (Intellectual Property Rights)
Emergency Relief: Either party may seek emergency or provisional relief (temporary restraining orders, preliminary injunctions) in court while arbitration is pending.
14. Force Majeure
14.1 Force Majeure Events
Excusable Non-Performance: Opes Borsa shall not be liable for any failure or delay in performance of obligations under this EULA to the extent such failure or delay is caused by events beyond our reasonable control, including but not limited to:
Natural Disasters:
Acts of God, earthquakes, floods, hurricanes, tornadoes, wildfires, pandemics, epidemics
Governmental Actions:
War, invasion, hostilities, terrorism, civil unrest, riots, insurrection
Government orders, embargoes, sanctions, export controls, legal restrictions
Changes in laws or regulations making performance illegal or impossible
Technical Failures:
Failure of telecommunications, internet infrastructure, or cloud services
Cyberattacks, denial-of-service attacks, ransomware, hacking
Power outages, electrical grid failures
Failure of third-party data providers, exchanges, or APIs
Labor Disruptions:
Strikes, lockouts, labor disputes affecting us or our suppliers
14.2 Effects of Force Majeure
Suspension of Obligations: During a force majeure event:
Our obligations under this EULA may be suspended for the duration of the event
We will use reasonable efforts to mitigate the impact and resume performance as soon as practicable
You will not be entitled to refunds or damages for service interruptions caused by force majeure
Notice: We will provide notice of force majeure events when reasonably possible (via email, in-app notification, or website notice).
Termination for Extended Force Majeure: If a force majeure event continues for more than 30 consecutive days, either party may terminate this EULA upon written notice. In such case:
You will receive a pro-rata refund of any prepaid subscription fees for the unused portion of the billing period
All other terms regarding termination (Section 9.3) will apply
15. General Provisions
15.1 Entire Agreement
Complete Agreement: This EULA, together with our Privacy Policy and Terms & Conditions (where applicable), constitutes the entire agreement between you and Opes Borsa regarding your use of the App and supersedes all prior or contemporaneous understandings, agreements, representations, or warranties, whether written or oral.
No Oral Modifications: No amendment, modification, or waiver of this EULA shall be effective unless in writing and signed by an authorized representative of Opes Borsa.
15.2 Severability
Invalid Provisions: If any provision of this EULA is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.
Reformation: If possible, the invalid provision shall be reformed to the minimum extent necessary to make it valid and enforceable while preserving the original intent of the parties.
15.3 Waiver
No Waiver by Inaction: Our failure to enforce any right or provision of this EULA shall not constitute a waiver of such right or provision.
Written Waiver Required: Any waiver of a provision must be in writing and signed by an authorized representative of Opes Borsa. A waiver of any breach or default does not waive any subsequent breach or default.
15.4 Assignment
No Assignment by You: You may not assign, transfer, or delegate this EULA or any rights or obligations hereunder without our prior written consent. Any attempted assignment in violation of this provision is void.
Assignment by Opes Borsa: We may assign this EULA, in whole or in part, to any third party without your consent, including in connection with:
A merger, acquisition, consolidation, or sale of assets
A change of control or corporate reorganization
Assignment to an affiliate or subsidiary
Effect of Assignment: Any permitted assignment shall bind and inure to the benefit of the parties' successors and assigns.
15.5 No Third-Party Beneficiaries
Limited Third-Party Rights: Except as expressly stated in this EULA, this EULA does not confer rights upon any person other than you and Opes Borsa.
Exceptions: The following are third-party beneficiaries with enforcement rights:
Apple Inc. (Section 1 – Apple Standard EULA Terms)
Third-Party Data Providers (Section 5.3 and Section 6.5 – Intellectual Property Rights)
15.6 Notices
To Opes Borsa:
Email: info@opesborsa.com (for general inquiries, support, and non-legal notices)
Legal Notices (Mail): Opes Borsa Technologies Limited, Legal Department, 434-436 Essex Road, London, England, N1 3QP, United Kingdom
To You:
Email: To the email address associated with your account (effective 24 hours after sending)
In-App Notification: Through the App interface (effective upon display)
Your Responsibility: You must maintain a current, valid email address in your account settings and check email regularly. We are not responsible for notices sent to outdated or incorrect email addresses.
15.7 Headings
For Convenience Only: Section and subsection headings in this EULA are for convenience and reference only and shall not affect the interpretation or construction of this EULA.
15.8 Interpretation
Drafting Party: This EULA shall not be construed more strictly against either party, regardless of who drafted it. Both parties have had the opportunity to review and negotiate this EULA (or seek legal counsel).
Language: This EULA is drafted in English. Any translation is provided for convenience only. In case of conflict, the English version prevails.
15.9 Survival
Surviving Provisions: The following provisions survive termination or expiration of this EULA:
Section 1.7 (Limitation of Liability – Apple)
Section 1.10 (Intellectual Property Rights – Third-Party Claims)
Section 5 (Intellectual Property Rights)
Section 6 (Financial Risk Disclosure)
Section 8 (Privacy and Data Protection – data retention and security obligations)
Section 10 (Disclaimers and Warranties)
Section 11 (Limitation of Liability)
Section 12 (Indemnification)
Section 13 (Dispute Resolution and Governing Law)
Section 15 (General Provisions)
15.10 Feedback and Suggestions
License to Use Feedback: If you provide feedback, suggestions, ideas, or recommendations to Opes Borsa ("Feedback"), you grant us a worldwide, perpetual, irrevocable, royalty-free, transferable, sublicensable license to use, modify, reproduce, distribute, display, and incorporate your Feedback into our products and services.
No Obligation: We have no obligation to:
Compensate you for Feedback
Implement or acknowledge Feedback
Keep Feedback confidential (unless covered by a separate non-disclosure agreement)
Voluntary Provision: All Feedback is provided voluntarily, and you waive any claims to compensation or attribution.
16. Contact Information
For Questions, Support, or Legal Notices:
Contact Method Address Best For Email (General) info@opesborsa.com General inquiries, support requests, privacy questions In-App Support Settings > Help > Support Quick technical support, feature questions Legal Notices (Mail) Opes Borsa Technologies LimitedLegal Department434-436 Essex RoadLondon, EnglandN1 3QPUnited Kingdom Formal legal notices, arbitration opt-out, dispute notices
Company Information:
Legal Name: Opes Borsa Technologies Limited
Registered Address: 434-436 Essex Road, London, England, N1 3QP, United Kingdom
Registration: England and Wales
Contact Email: info@opesborsa.com
Response Times:
Email Support: Within 48 hours (business days)
Legal Notices: Within 10 business days
Dispute Resolution Notices: Within 10 business days (Section 13.5)
17. Acknowledgement and Acceptance
By downloading, installing, or using the Opes Borsa App, you acknowledge that:
You Have Read This EULA: You have read and understood this entire End User License Agreement, including the Financial Risk Disclosure (Section 6), Arbitration Agreement (Section 13.2), and Class Action Waiver (Section 13.3).
You Agree to Be Bound: You agree to be bound by all terms and conditions of this EULA, our Privacy Policy, and our Terms & Conditions.
You Have Legal Capacity: You have the legal capacity to enter into this Agreement and are at least 18 years old (or the age of majority in your jurisdiction).
You Understand the Risks: You understand the risks of trading in financial instruments and cryptocurrencies, and you acknowledge that Opes Borsa does not provide investment advice or guarantee profitability.
You Accept Limitations: You accept the limitations of liability, disclaimers of warranties, and indemnification obligations set forth in this EULA.
Apple's Role: You acknowledge that Apple is a third-party beneficiary of this EULA with the right to enforce certain terms, but Apple is not responsible for the App or its content.
Opt-Out Rights: You understand that you have 30 days to opt out of the arbitration agreement by following the procedure in Section 13.6.
If you do not agree to this EULA, do not download, install, or use the App.
Effective Date: November 14, 2025
Last Updated: November 14, 2025
Version: 2.0 (Apple EULA Compliant with Comprehensive Risk Disclosure)
Document History
Version 2.0 (November 14, 2025)
Added comprehensive Apple Standard EULA Terms (Section 1)
Expanded Financial Risk Disclosure with professional legal prose (Section 6)
Enhanced risk warnings for volatility, margin trading, and data accuracy
Added detailed data usage restrictions and intellectual property protections
Added advertising and compensation disclosure
Expanded arbitration agreement with opt-out rights
Added force majeure provisions
Enhanced general provisions and contact information
Updated to align with Privacy Policy v2.0 and Terms & Conditions v3.0
Version 1.0 (Previous)
Initial user agreement with basic terms
Generic account registration, service usage, and termination provisions
This User Agreement is also available at:
In-App: Settings > Legal > User Agreement
For the latest version, always refer to the in-app document or our website.
© 2025 Opes Borsa Technologies. All Rights Reserved.